Estate planning is an important step for married couples who want clarity and peace of mind about what happens to their assets. One option couples sometimes consider is a joint will. While it may sound convenient, a joint will can come with limitations that make it less suitable for many Ohio couples. Understanding how joint wills work—and their potential drawbacks—can help you decide whether this approach aligns with your long-term goals.

What Is a Joint Will?

A joint will is a single legal document created and signed by both spouses. It typically outlines how assets will be distributed after the first spouse passes away and again after the surviving spouse dies. In many cases, joint wills are designed to be binding, meaning the terms cannot be changed after one spouse dies.

Why Some Couples Consider Joint Wills

Married couples may be drawn to joint wills because they appear simple and unified. A single document can feel like an efficient way to express shared wishes, especially when spouses agree on how property should pass to children or other loved ones. Joint wills can also seem cost-effective at first glance.

Common Drawbacks of Joint Wills in Ohio

Despite their appeal, joint wills often create complications. One major concern is inflexibility. Once one spouse passes away, the surviving spouse may be unable to revise the will, even if circumstances change due to remarriage, new assets, tax law changes, or evolving family needs.

Another issue is enforcement. Because joint wills are frequently treated as contracts, disputes can arise among beneficiaries if the surviving spouse needs to deviate from the original plan. These conflicts may lead to probate delays or litigation, increasing stress for loved ones.

How Joint Wills Compare to Other Estate Planning Options

For many married couples, separate wills or revocable living trusts provide more flexibility and control. These options allow each spouse to update their plan as life changes while still coordinating overall estate goals. Trust-based planning can also help avoid probate and provide clearer asset management if one spouse becomes incapacitated.

Is a Joint Will Right for You?

Whether a joint will makes sense depends on your financial situation, family dynamics, and future planning priorities. What works for one couple may not be ideal for another, especially when long-term flexibility is a concern.

At Candace Kim-Knox Attorney At Law, we can provide legal assistance to the Akron public by helping married couples evaluate estate planning options and choose an approach that fits their needs under Ohio law.